Regarding inflation, interest rates, the Bank of Canada, whether there is a housing bubble, and investment options, the apartment has a negative cash flow and cannot obtain a mortgage loan; regarding pre-sale apartment transactions, the original buyer cannot apply for a mortgage;
Explore the construction of large multi-family properties (5+ units), and the high-profile home loan option program, up to 95% loan-to-value ratio and 4.25% interest rate (bank 7.2%);
Explore laneway/garden suites, Ontario Proposition 23, and build up to 4 units + laneway gardens anywhere in Toronto, avoiding punitive development fees;
Learn about changes to property owners associations (neighbors can no longer appeal); explore investment opportunities in Toronto today, whether to buy a single-family primary residence or keep renting.