Invest in Affordable Housing

Why Invest in Affordable Housing?

Canada's Housing Crisis

Need to Build 5.8 Million Homes in the Next 10 Years?

Due to the impact of the epidemic, during the epidemic, the global supply chain was disrupted, prices soared, housing prices soared, Canada printed trillions of dollars in 22 months, leading to serious inflation, economic uncertainty, and lack of investor confidence in other industries, leading investors to pour large amounts of hot money into the real estate industry and compete for offers in the real estate market to raise housing prices.

Federal Budget 2023 Boosts Funding

Projects can now get up to:

  • $75,000 per unit for exceeding affordability and energy efficiency standards
  • $25,000 per unit for meeting minimum social outcome requirements

The National Housing Co-Investment Fund’s New Construction initiative offers low-interest loans and forgivable loans to facilitate the construction of affordable housing. The fund focuses on fostering collaborations among governments, non-profits, the private sector, The National Housing Co-Investment Fund’s New Construction initiative offers low-interest loans and forgivable loans to facilitate the construction of affordable housing. The fund focuses on fostering collaborations among governments, non-profits, the private sector,

Simple Meets Profitable
  • Our real estate investment fund, Digital Assets Capitalinc, is an exclusive opportunity to passively invest with Digital Home Development Inc and its trusted team of real estate professionals in a portfolio of residential developments primarily focused on key growth areas in Ontario, and to earn substantial return profits while sharing in the development projects.
  • Real estate investment without any real operations.
  • Targeted target annual return of 15%-20%

Rental Construction Financing Initiative

Rental construction financing offers affordable funding to eligible borrowers during the riskiest stages of developing rental apartments, from construction to stable operations. The loan starts at $1,000,000 and can go up to 100% of the Loan to Cost for the residential loan component.

  • Leverage the extensive real estate expertise and network of our real estate investment fund and its team to passively invest with him in a carefully selected portfolio of real estate investments.
  • Enter your details to receive a free investment summary and be contacted by a qualified licensed stock exchange representative (EMD), Exempt Market Dealer. Temporarily available to Canadian residents only.

Mortgage Loan Insurance Select
  • Access reduced premiums and longer amortization periods based on your level of commitment to affordability, accessibility, and climate compatibility using MLI Select.
  • Mortgage Loan Iunsurance Select uses a point system to offer insurance incentives based on affordability, energy efficiency, and accessibility. Incentives are available for new construction and existing properties.
  • The more committed you are to social and environmental outcomes, the better the incentives. You can choose to focus on a single area like affordability or combine commitments to increase your points and incentives.

Invest in Affordable Housing

Canada's Housing Crisis

Need to Build 5.8 Million Homes in the Next 10 Years?

Pessimism in the Construction Industry

  • In a high-interest-rate environment, 22% of residential builders have canceled projects.
  • Construction of single and multi-unit homes has seen a slight increase but remains relatively low.

Construction Challenges
and Concerns

  • Real estate market slowdown has led to a reduction in apartment construction.
  • Canada needs to build 5.8 million homes in the next 10 years, facing challenges such as rising construction costs and labor shortages.

Factors Hindering Construction

  • The Ford government plans to remove 7,400 acres of land for new housing but faces a slowdown in the construction industry.
  • Financial conditions, rising construction costs, and labor shortages are obstacles to construction.

Ongoing Efforts and Government Plans

  • The Ford government is committed to building 50,000 homes.
  • Opening up land for development in the Greater Toronto and Hamilton areas.

Impact of Interest Rate Hikes on the Market

  • Optimism in the market during the pause in interest rate hikes, but the hikes in June and July slowed construction momentum.
  • The new construction index for single and multi-unit homes has improved but remains lower than the first quarter of 2022.

Proposals to Address Housing Shortages

  • Increase tax incentives for specialized rental development projects.
  • Government funds incentivizing local governments to increase housing supply.

Addressing Labor Shortages

  • An estimated 20% of the construction industry workforce is expected to retire in the next decade.
  • While the federal government has relaxed rules to attract skilled workers, the shortage issue is not fully resolved.

Future Outlook

  • Canada needs to build an additional 3.5 million homes in the next ten years to address housing shortages and affordability issues.